Loan details
Adjust each slider to see the EMI update instantly.
Higher down payment = lower EMI + less interest.
Vehicle price
Loan amount
₹0/ month
Principal0%
Loan amount
Total interest
Interest / month
Paid after 1 yr
Year-by-year amortization
| Year | Principal | Interest | Balance |
|---|
PrincipalInterest
How the EMI calculator works
Standard EMI formula
EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), the same math lenders use, applied live as you move each slider.
Down payment impact
Every extra ₹10,000 you put down cuts both your monthly EMI and the total interest you pay.
Shorter = cheaper
Longer tenures mean smaller EMIs but more interest. Pick the shortest tenure your budget can handle.
Estimates only. Actual EMI depends on the lender, processing fees, insurance and your credit profile.